Overcoming Your Panic Attacks And Other Fears

It can be tough to have to deal with panic attacks and your other fears. Experiencing a panic attack can be very scary for some people. The good news is that there are ways to deal with your panic attacks. Enclosed is a list of techniques a person can use to manage their panic attacks.

When experiencing a panic attack, a person should slow down and take a deep breathe. After doing this, try to do something that will distract you from your current situation. A person could take a walk, read a book or do something that they like to do. This small break will distract you and give you some space from your stressful event.

Another way to manage your panic attacks is to find out what is causing your panic attacks. If you are not sure then talk to a counselor who can give you some reasons on what is causing this. Once you know the source of your panic attacks, they will become easier to manage.

Learn how to manage your fears. A lot of panic attacks are based on fear. If you can manage the fear, you will be able to manage your panic attacks. The key is to find those techniques that will decrease your particular fear. Again, seek the services of a professional who can help you with this.

Finally, learn to get rid of your negative thoughts. Negative and fearful thoughts usually are behind panic attacks. The next time you experience a negative or scary thought, get into the practice of not dwelling on these thoughts. It can be tough, but try to look beyond those negative thoughts. Try to focus on the facts and reality of the situation instead of focusing on your fears.

I realize it is not easy to overcome our fears and panic attacks. Don’t get discouraged if you have trouble managing them. With some effort and practice, you will be able to find those techniques that will manage your fears. The key is to not to give up.

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Panic Away

Gold Or Silver - Which is the Best Investment?

It is fall 2008; our economy is shrinking; our personal and business assets are loosing market value across the board; the banking system is going catatonic; and commodities like gold and silver are bouncing around like my truck on a road full of potholes. Earlier in the year the US dollar was declining in value against virtually every other currency and all commodities. While this fall the dollar has strengthened relative to foreign currencies because the problems in our economy are also global problems that are affecting the economies of all industrialized countries. Along with the worldwide banking collapse and strangulation of our economies by high energy prices, we are entering into a significant global recession. Price speculators have been very active all year long in all of the commodity markets, such that prices on all raw materials, including gold and silver, shot up dramatically in the first six months of 2008, while in the past few months speculation is now driving most commodity prices way down. Since gold and silver have been de-monetized for a long time their values only rise and fall with industrial demand, because social demand for them as safe-haven money is still very limited. If our economy goes into a deep recession, the uncertainty of job security, retirement security, and the near certainty of rising inflation, caused by government deficits and Federal Reserve intervention into shoring up failing banks and other private businesses, will cause more people, as well as many businesses, to exchange dollars for gold and silver. Right now there is a preference for gold rather than silver as a security hedge; but for the individual, gold is the wrong metal to own.

Consider that with more than six billion people on earth there simply is not enough gold and silver available to have these precious metals fulfill the role of money for everyone. It is estimated that about 4.4 billion ounces of gold have been mined in historical times and at least 4 billion ounces are still with us as pure bullion, or easily recovered and smelted into pure bullion; this amounts to only two-thirds ounce per person. It is also estimated that about 44 billion ounces of silver have been mined in historical times and about 20 billion ounces of this silver has been consumed in the past and disposed in ways that are not profitable to recover. Approximately 24 billion ounces of silver could be recovered and converted to coins or bullion; this amounts to about four ounces per person. Central banks and governments hold about 800 million ounces of gold and negligible amounts of silver, leaving just over 3 billion ounces of gold and 24 billion ounces of silver in the hands if businesses and individuals; or an approximate ratio of 8 to 1.

If our paper currency fails, causing people to barter with gold and silver for their daily needs and wages, then gold can at most command a value of eight times that of silver. Since the current ratio of value is $750 to $10, or 75 to 1(in the fall of 2008), gold is nearly 10 times higher that it should be relative to silver. This means that silver will appreciate many times over when gold and silver become barter money again. It is less than 50 years since silver was taken out of our US coinage; yet prior to 1964 silver has been in coins going back over 1000 years. While gold has not been barter money since 1934 in the United States, its history as coined money goes back more that 2000 years.

It makes no sense to ask whether gold will go to $10,000 per ounce or $10 per ounce, because it is the US dollar that is changing value. Gold and silver change their value very little with respect to goods and services for which they may be bartered. One hundred and two hundred years ago an ounce of gold would buy a good suit of clothes and an ounce of silver would buy a good meal at a restaurant, and so they will today. Over the years these metals have not strayed very far from this valuation except under severe economic tensions, at which time they typically rise in value rapidly.

Even though gold and silver are in relative short supply and little used as money, the U.S. paper dollar is the wrong barometer of economic stability. Assets and commodities should not be valued in terms of US dollars, but in terms of fixed quantity commodities like gold and silver. The unstable item (dollar) fluctuates in terms of the stable (gold), not vice versa. Reporting it backwards does not make it valid. Worldwide currencies should be exchanged by valuing them to gold and silver, not to the U.S. dollar, or any other currency for that matter.

In the past there have been many government attempts to peg a monetary ratio between gold and silver. It has been ten-to-one, twenty-to-one and even thirty-four-to-one during the depression. Teddy Roosevelt ran for President promising to fix the ratio at sixteen ounces of silver to one ounce of gold. These ratios not only show a historical variance, they also are all showing ratios of silver to gold that are greater than the real amounts of these metals mined and refined. The reason that these metals are not valued in direct relationship with the amounts mined is principally the hoarding of gold by governments, central banks, international banks, and some international corporations. This hoarding of gold is the same as it having never been mined, as far as the markets are concerned. This hoarding of gold tends to skew the ratio of gold available to consumers and investors as compared to the silver available. And it is a valid factor in arriving at a proper price for gold with respect to silver, provided that this hoarded gold remains unavailable for investment or payment in trade. If this hoarded gold came back into the markets as a monetary unit it would un-skew a gold-silver relationship that goes back to the late 1800's. However, if governments decide by law to remove even more gold from private ownership to government ownership, they will do so at their price, similar to the US government action in 1934; and whatever is left in private hands will be too small of a quantity to serve as money. In either case silver would increase in value as compared to gold.

I am not asserting that gold and silver are improperly valued today. But I am asserting that investors who own gold to protect themselves from the calamity of a failed economy and inflating paper currency are investing in the wrong metal, by a factor of at least eight. Our current industrial and jewelry use of these metals would have no relationship to the value they would become as barter-money in a failing US economy. So one cannot compare these metals today and make an investment in holding either of them, based on their current uses and values in our social economy. When gold and silver are re-monetized to act as money in our economies it will not be by government decree, but by the actions of citizens acting to create opportunity and build a new economy.

If a well-to-do person were going to set aside food and other necessities for future consumption in case of economic depression, should they be advised to purchase champagne, caviar, and frozen pastries (gold); or should they perhaps purchase apple juice, sardines, and crackers (silver)? Quantity is more important than show when one is trying to survive. People who invest in gold as insurance against economic depression are not acting in their own best interest; they are simply following their investment counselor's bad advice.

If investors and their counselors really understood gold and silver they would never purchase or recommend the purchase of gold at its current inflated price. If silver is mined at ten ounces for each ounce of gold and is priced correctly at $10.00 per ounce then gold should only be $100.00 per ounce, when we consider their monetary barter value. But if gold is priced correctly at $750.00 per ounce then silver should be $75.00 per ounce. Whichever way the market moves in a panic, silver will appreciate by a larger factor in relationship to gold. Actually, both metals would appreciate with respect to the US dollar, but silver would outpace gold in percentage growth at the point where producers and consumers started preferring gold and silver in exchange for goods and services. Giving investment in silver today considerable value over investment in gold, because of this growth potential.

Besides the ratio of gold to silver issue there is another important aspect of gold usage in tough economic times that must be considered; and that is the usage of gold to purchase food, toiletries, medicines, clothes; etc. If we were to do the Zimbabwe thing and have the US dollar inflating 100 % per week while very few goods are available to purchase; anyone going to a store with a shiny 1-oz gold coin would find that their purchases may only use up 10 to 20 percent of the value of their gold coin and that the store cashier would not give them change in gold or silver (even if the store had gold and silver to make change); the cashier would give them change in paper dollars that would rapidly inflate to nothing if they could not be quickly spent.

This problem would not occur with silver to any great extent because silver is still available from 100 oz bars down to 1 oz coins, and also available as old US coins, right down to silver dimes, permitting shoppers to pay with exact change for the goods they require. In the late 1970's an elderly Dutch gentleman told me how he experienced this very problem when he was sent to Germany in the early 1920's to go to university. The gold coins he received from home, for living expenses, was greatly sought by the shopkeepers, but they had little to sell and he always received change in German Marks (paper) that lost more than half their value in a week. He seldom got full value for his money, because of daily inflation. The same situation could occur here; it certainly has hit many nations in the last few decades, and for some it lasted many years. Silver is by far a superior investment to gold when it is being held as insurance against inflationary times and economic panics.

The companies that mine gold and silver for our industrial and personal consumption should be aware of the potential re-monitization of these metals by consumers and retailers; and what this could mean for their businesses in tough economic times. Recovery from a bout of depression caused by hyperinflation will depend a great deal on having a good supply of gold and silver and a vibrant mining industry to supply the money necessary to grow and expand a new economy and support international trade.

Craig D. Hanks
Eugene, Oregon

This article is taken from a chapter of my book SOCIAL BENCHMARKS. Other excerpts can be viewed at http://beyondfarenough.blogspot.com/

Get the Best Deals on Gold and Silver Coins
Don't Pay Too Much for Gold and Silver Coins

Hearings aids for home living

There are a number of products which can be purchased to make living at home easier for the hard of hearing. Below are examples of such products.

Wake up alarms
Door lights
Smoke Alarms
Phone signallers

Alarms to wake up the user

It is common practice to remove hearing aids at night prior to sleeping. It may therefore be necessary to have an alarm clock which caters for the heard of hearing. Such alarms use different systems to wake the user including flashing lights, vibration and loud sounds. Depending on the users level of hearing one of the systems may be more suitable than the other. The vibrating system can be placed under the pillow or mattress.

Door Alarms to signal a visitor.

If the user hearing aids are of or turned down then a door alarm will be required. The most common system uses lights to make the user aware of a visitor. Other systems are wireless and use a pager to inform the user that they have a visitor.

Smoke Alarms

Smoke alarms are a very important safety feature that will emit a very loud sound or flashing lights to inform the user of the danger. A single alarm can be connected to several receivers, which can be placed in all the rooms of the house to inform the user wherever they are. Such systems can be installed professionally or purchased in a plug in form.

Telephone Phone Signallers

To inform the user that the telephone is ringing a phone signallers can be installed which operates by a flashing light or very loud ringing. The system is connected to the telephone line and then connecting a light to the signaller, which then flashes when a call is received. Remote systems are also available to transmit the phone signal to other rooms.


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Yellow Pages Advertising New Business Generating Phone Calls

Yet many small business owners are unsure about how to get the most out of their Yellow Pages advertising. is that business owners shell out more than 11 billion dollars every year on Yellow Pages advertising... Remember, effective Yellow Pages advertising design has only one objective: to bring you new business by generating phone calls. If you've got a local business, make no mistake about it: Done well, yellow pages advertising, while competitive and "tricky" ... Place your business under the Yellow Page advertising spotlight and listen to your phone and cash register sing!

Remember, with Yellow Page advertising you are at a much different point in the sales process the close. Clever headlines can be extremely effective early on in the sales process, but statistically speaking, they don't generate huge Yellow Page advertising response. He is also adamant on the importance of setting an advertising budget before talking with the Yellow Pages sales rep. In all reality, it's just best to ignore any advice your Yellow Pages advertising sales rep might give you.

While the purchase of other advertising media can often be simple and straightforward, the same thing cannot be said about yellow page renewals. If a media, such as the Yellow Pages, loses its effectiveness, I'll shift my client's advertising dollars to a more that is more effective. Finally, consider eliminating your advertisement in the Yellow Pages and placing your money in a more effective advertising media. The Yellow Pages medium provides a powerful return on investment for advertisers and can serve as the cornerstone of an integrated advertising media mix.

If you're advertising now and don't think you are getting the response you should be, talk with your Yellow Pages representative. They may even make the leap and assume that they aren t getting any calls from their Yellow Page advertising program at all. I get calls every week from lawyers saying they're not getting calls anymore from yellow page advertising. I get calls every week from lawyers saying they're not getting calls anymore from yellow page advertising.

Visit Philippine yellow pages an online yellow page in the Philippines.

Easy-Forex Review - Is Easy-Forex Really "Easy"?

Easy-Forex has rapidly become one of the biggest players in the currency trading market.

Part of the reason for this is its name! Easy-Forex implies that Forex trading is easy, which of course we all know is not altogether true.

However, when you are just starting in Forex trading, the first thing you need to know is how much assistance and training you are going to get. So the purpose of an Easy-Forex review must be to see how far a system that calls itself Easy-Forex actually succeeds in making things "easy".

Easy-Forex does in fact have a number of unique features that do make it as easy as it can be to get a foothold in Forex trading.

• One of the features of Easy-Forex that many people find attractive is that there is no software to download. This is not actually unique to Easy-Forex but it gives it an edge over trading platforms that do require a software download, which is the majority. If you have had your share of download problems and set-up glitches, you will certainly appreciate this. Plus it means that you can access your account instantly from any PC anywhere in the world.
• Easy-Forex make it very easy to make a trade by allowing you to deposit funds using your credit card or Paypal. This avoids the frustration of finding that by the time your funds are in place, the price has moved.
• Where Easy-Forex really scores is that it has a human face! This makes it probably the best Forex trading system for you if you are just starting. As soon as you register you are allocated your own personal account manager who works closely with you and who is very easy to get hold of when you have a question. The manager will advise you and will walk you through the initial stages. This to me is worth A LOT. And it is a better way of learning the ropes than using a demo account.
• You don't have to pay a commission to Easy-Forex when you make a winning trade. This is because Easy-Forex makes its profits from competitive spreads. Some people sneer at this, alleging that it means they can't call themselves commission-free. But of course they are a business so they have to make a profit somewhere - but they aren't making it directly from YOU.
• One very big plus for Easy-Forex is the freeze-rate option that they offer. If you are a hesitant person, like me, it is extremely valuable. It gives you "thinking time" while deciding whether to accept a trade. Without it, the rate could change while you are hesitating and you could lose a good opportunity. Alternatively you might plunge into trades which on reflection might not be a good idea.

So there are features which do help to put the "easy" in Easy-Forex. But of course an Easy-Forex review would not be an Easy-Forex review without weighing up the negatives too. And you will see some very disgruntled people putting negative comments on the forums.

The majority of these seem to be from people who have lost money with Easy-Forex. And make no mistake, you WILL have losing trades. If you can't cope with this, Forex trading is not for you, period. The real secret of trading Forex is to make sure that your winning trades outnumber your losing trades. And to do this, it is essential that you know what you're doing. To this end, Easy-Forex is acknowledged to have the most thorough and personal tutorial service of any Forex trading system.

Another point that people complain about is that if you carry over a day-trade to the next day, Easy-Forex make a charge, and if you don't have that money in your account, they deduct it from your credit-card without prior warning. To prevent this, it is essential that you keep sufficient money in your account.

An Easy-Forex review cannot provide a complete analysis of Easy-Forex - it can only weigh up the pros and cons. There are other excellent Forex trading systems on the market and of course you need to compare them, though in my experience Easy-Forex has more unique features to make it really easy to start trading. But whether it is for YOU, only you can decide!

If you would like to find out more about Forex trading, come and visit us at http://www.bizwrite.co.uk/Forex/forexindex.html

Forex Product Reviews

FAP Turbo

Finding Information On The Latest In Kitchenware For Your Home

If you are like many women and men in the 21st century, you like to have the most up to date kitchenware for your home. In this regard, because you like to keep up with the current trends and changes when it comes to kitchenware, you may be interested in informational resources in regard to the latest trends in kitchenware.

First of all, in this day and age, there are a number of truly solid television shows broadcasting in this day and age that provide information on the latest developments in regard to kitchenware. You might want to consider tuning into one or another of these programs to get updated on what is being done and sold in the way of kitchenware in this day and age.

Keep in mind that in addition to television broadcasts, there are also some very helpful videos or DVDs that can assist you in making decisions on what types of newly designed kitchenware you might want to consider buying. Of course, one of the benefits to be had to viewing videos as opposed to watching television broadcasts is that you can watch these videos at your convenience.

There are some wonderful books now on the market that explore what the best outfitted kitchen includes. These books generally are available at major booksellers in the brick and mortar world. In addition, many kitchen supply stores also maintain these types of books in their inventories. Finally, on occasion, some home improvement centers in operation in the brick and mortar world also include these types of books on their shelves. As an aside, in some communities, libraries to maintain books of these nature in some instances.

Finally, as with so many other products and services in the 21st century, the Internet is a wonderful resource for information on the latest kitchenware and cookware that is available on the market at this point in time. There are websites that even provide independent evaluations about the latest kitchenware products that have been introduced into the marketplace. Through these independent evaluations you will be in a better position to make a decision about which kitchenware and cookware products will best meet your needs -- not only in the immediate but into the more long term future as well. You will be able to make sounder purchasing decisions through the use of these types of Internet based informational websites.




KitchenAid Artisan Stand Mixer


KitchenAid Stand Mixer

Dog Health

Your dog's health is a very important part of overall care, and when you have a dog: Worms are a common problem.

There are several different types of worms that can jeopardize your dog's health: Tapeworm, roundworm, ringworm and heartworm are the most common. Knowing what they are will help you to better monitor your pet's health and to gather the pertinent information, in case of an illness, that would assist your veterinarian to administer the correct diagnosis and treatment. Dog health care benefits by interested owners conscientiously bringing their dogs for yearly checkups: New and better blood, lab, and x-ray procedures aid the veterinarian in gaining valuable knowledge of what is happening to your dog.

Is your dog's sad looking coat causing you to worry about his/her overall health? Sometimes the simple things can often provide very effective benefits, and in the case of the health of your dog, grooming is one of these simple measures that can yield big results. Spot Possible Health Dangers - While grooming your dog you can check the skin for possible skin rashes and problems like hair loss or lumps. Grooming also stimulates the lymphatic system, thus having a positive affect on the dog's overall health in the same way that a massage does for humans. While blow drying your dog you are actually separating the hair and looking directly at the skin. Worming and "de-flea-ing" your dog are the commonest forms of health measures which you probably undertake yourself for your dog. Regrettably, this and other kidney conditions are common threats to your dog's health, and as we have seen, the effects can be devastating.

Your pet's health and wellness depends largely on the food that you feed him or her. Chemical antioxidants like BHA, BHT and ethoxyquin can extend the shelf life and reduce fat spoilage (rancidity) in pet foods and pet treats, but they have been shown to frequently result in dry skin, allergic reactions, dental disease, and poor health, as well as stimulate adverse effects on liver and kidney functions.

But how much do you really know about what's in a premium food and what your particular pet's needs are? The best advice is to ask your veterinarian. They will give you advice on what is best to feed your dog.

Dehydration problem is common in hot summer months especially if the dog spends lot of time outdoor. Always make sure his bowl has fresh cold water in it. I like to put ice-cubes in my dog's water. He loves it and he also likes to chew on the ice.

The key to your dog's health is prevention. Start regular vet checkups and professional cleanings beginning early in your dog's life.

Remember a good dog is a Happy and Healthy dog.

Michelle Johnson has over twenty years experience with dogs and is well respected in her community for her knowledge on dog care. For more information visit: http://rustythedog.blogspot.com

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